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Banking & Financial Services Sector

Digital Transformation for Executives for the Banking & Financial Services Sector

Bank boards face a double bet: modernizing a core banking system that is mostly 20–30 years old, while keeping capital & risk ratios under intensive OJK supervision. POJK 11/2022 and POJK 17/2023 place IT governance and technology risk as direct board accountability — not a delegation to the CIO. Digital transformation here is sequencing large decisions (greenfield vs strangler, cloud vs on-prem) with value-realization discipline reportable to the risk committee & shareholder meeting.

format
In-house / hybrid / online
duration
0.5–2 intensive days (+ optional follow-up advisory)
participants
6–20 executives (BOD & senior management)
language
Indonesian / English
Banking & Financial Services Sector Focus

Why Digital Transformation for Executives is different in Banking & Financial Services

Bank boards face a double bet: modernizing a core banking system that is mostly 20–30 years old, while keeping capital & risk ratios under intensive OJK supervision. POJK 11/2022 and POJK 17/2023 place IT governance and technology risk as direct board accountability — not a delegation to the CIO. Digital transformation here is sequencing large decisions (greenfield vs strangler, cloud vs on-prem) with value-realization discipline reportable to the risk committee & shareholder meeting.

Sector KPIs
  • Digital initiative value-realization tracking
    In place; reviewed quarterly by the board
  • Technology governance maturity (self-assessment vs POJK 11/2022)
    Rises across cycles
  • Mean time to recovery for material IT incidents
    Downward trend; OJK-reported on time
Relevant regulations & standards
  • POJK 11/2022 — IT Implementation by Commercial Banks
  • POJK 17/2023 — Governance for Commercial Banks
  • POJK 6/2024 — Risk Management Implementation for Commercial Banks
  • Law 27/2022 — Personal Data Protection (PDP)
Target roles in Banking & Financial Services
  • President Director / Bank CEO
  • Director of IT & Operations
  • Chief Risk Officer (CRO)
  • Director of Compliance
  • Chief Digital Officer (CDO)
  • Commissioner (Risk Monitoring Committee member)
Outcomes commonly requested in Banking & Financial Services
  • A Target Operating Model (bank vs platform) communicable to directors & commissioners
  • Core-modernization roadmap sequencing with explicit greenfield/strangler options and trade-offs
  • Board-level technology & cyber-risk governance frame (tone from the top)
  • Quarterly value-realization mechanism (P&L impact, customer outcome, risk reduction)
  • OJK reporting readiness for material IT incidents & POJK 11/2022 implementation
  • Clear decision rights between CIO, CRO, CDO and business units for data/AI initiatives
Banking & Financial Services-specific questions
How does the program separate strategic digital initiatives from ordinary IT projects?
We use a value-pool & MECE frame (referencing McKinsey and BCG research patterns on bank digital transformation) to separate initiatives by P&L impact, market size, and strategic fit. Directors leave the session with a portfolio map: must-do (regulatory & risk), strategic bets (new revenue), and operational (efficiency). Not a list of 50 projects without priority.
How is the core-modernization decision discussed in this program?
A dedicated session compares three paths (greenfield new digital bank, gradual strangler pattern, full re-platform) by cost, risk, time-to-value, and organizational impact. Case studies surface global banks that publicly discuss their decisions. We do not prescribe one path — the output is a decision frame the board can apply to its own bank’s context.
Does the program substantively address POJK 11/2022 and the PDP Law?
Yes. The governance session covers board accountability for IT operations (relevant POJK 11/2022 articles), material-incident reporting obligations, and the Law 27/2022 (PDP) implications for data architecture and cloud vendors. The goal is not compliance training — it is for the board to make strategic decisions that do not create future regulatory exposure.

Quick Answer

An executive digital transformation workshop is a strategic, decision-oriented session for the BOD and senior management to build a roadmap, target operating model, investment governance, and value-realization metrics. The approach is mapped to the Digital Masters framework (MIT Sloan/Capgemini), McKinsey leadership practices, and Kotter's change model, with the Indonesian context (SPBE, BUMN transformation) integrated.

Fewer than one-third of digital transformations succeed — and the dominant cause sits in culture, sponsorship, and ambition

McKinsey research shows the success rate of digital transformations falls below ordinary transformations; culture, weak sponsorship, vague ambition, and scaling stalls are the dominant causes. This workshop dissects those causes first, then applies McKinsey's 21 practices to your BOD's decisions while avoiding the trap of stacking new initiatives onto the pile.

Mapped to recognized leadership frameworks

The approach is explicitly mapped to Digital Masters (MIT Sloan/Capgemini — digital capability × leadership capability), McKinsey transformation leadership practices, Kotter's 8-step, ADKAR/Prosci, and McKinsey 7S — specific frameworks that surpass generic 'best practice'.

The most expensive board-level mistake: equating buying technology with transformation

Funding digitization/digitalization while expecting transformation-level impact is a classic failure pattern. This program separates the three from the start and ties every initiative to a value pool and a North Star metric, so investment is measurable and its governance is auditable.

Digital Transformation for Executives

The executive digital transformation workshop is a strategic, decision-oriented session for the BOD and senior management to define transformation direction, prioritize the technology investment portfolio, design the target operating model, and lead the accompanying culture change. The approach is mapped to the Digital Masters framework (MIT Sloan/Capgemini) — which separates digital capability from leadership capability — alongside McKinsey transformation leadership practices and Kotter's change model, with auditable outputs: a draft roadmap, a value-pool map, a governance framework, and value-realization metrics. The Indonesian context (SPBE for agencies, the BUMN transformation agenda) is integrated from the design stage.

1Executive decision-oriented above any technical tutorial — the output is decisions, a roadmap, and governance
2Sharply distinguishes digitization, digitalization, and digital transformation — the most expensive confusion at board level
3Mapped to the Digital Masters research (MIT Sloan/Capgemini): digital capability × leadership capability; digital intensity × transformation management intensity
4Cites external research honestly: fewer than one-third of digital transformations succeed (McKinsey) — together with the practices that flip those odds
5Explicit change models: Kotter 8-step (sense of urgency, guiding coalition, vision), ADKAR/Prosci for individual change, McKinsey 7S for organizational alignment
6Case studies & benchmarks curated from your industry; Indonesian context (SPBE Perpres 95/2018 + PermenPANRB 3/2024, BUMN transformation agenda & AKHLAK core values) integrated
7Facilitated by practitioners with C-level experience; impact mapped to Kirkpatrick (Phillips ROI Level 5 on finance's request)

Measurable Outcomes

Expected Outcomes

Success indicators mapped to Kirkpatrick evaluation levels — qualitative targets, set jointly during the TNA against the executive team's starting point.

Direction & shared vision clarity (Kirkpatrick L2 — Learning)
The executive team agrees on a definition of transformation (beyond mere digitization), the ambition, and a 'why' narrative communicable to the organization
Priority portfolio (L4 — Results)
3–5 priority initiatives with business rationale, value pools, and explicit selection criteria — not a wish list
BOD alignment (L3 — Behavior)
Shared digital language, metrics, and expectations at executive level; sponsorship roles defined per initiative
Target operating model & governance (L4 — Results)
Governance framework, decision cadence, and target operating model (e.g. platform/product direction) defined at decision level
Value-realization metrics (L3 transfer)
A North Star metric + value-realization KPIs and a stage-gate funding mechanism agreed so progress can be tracked honestly
Monetized ROI (Phillips L5 — optional)
A business-case framework and initiative-effect isolation prepared if finance/investment committee requires a figure

Program Format

Program Format Options

Chosen by transformation stage, BOD calendar, and the depth of decisions required — finalized after the TNA & pre-workshop discussion.

1

Executive Briefing (0.5 day)

Perception alignment: industry landscape & disruption, Digital Masters benchmarks, the digitization/digitalization/transformation distinction, and why most transformations fail (McKinsey findings) — so the BOD starts from a shared understanding.

Best for: Kicking off a transformation & aligning BOD perception
2

Strategy Lab (1–2 days)

A working lab: value-pool mapping, initiative prioritization with explicit criteria, a draft target operating model, a portfolio governance framework, and value-realization metrics (North Star) co-created together.

Best for: Formulating digital strategy & roadmap at decision level
3

Advisory Workshop (series)

Structured guidance for specific initiatives or periodic gate reviews: portfolio health, execution blockers, governance cadence, and course correction based on Kotter/ADKAR.

Best for: A transformation already underway needing execution stewardship

Free Consultation

Discuss your executive team's digital transformation workshop needs

Start with a free training needs analysis: we map your transformation stage, your position on the Digital Masters framework, and your regulatory context (SPBE/BUMN), then build a proposal & budget estimate grounded in real needs.

Curriculum

Curriculum Framework

Built with ADDIE; final modules curated from the TNA and industry. Topics below are the full coverage that can be activated for an executive audience.

Comparison

Choosing a Program Format

A concise decision matrix — the final recommendation is set after the training needs analysis & pre-workshop discussion.

AspectExecutive Briefing (0.5 day)Strategy Lab (1–2 days)Advisory Workshop (series)
Primary goalPerception & ambition alignmentFormulate roadmap & decisionsSteer execution & gate reviews
Ideal participantsBOD starting an initiativeBOD & senior management + PMOTransformation/PMO team + sponsor
Primary output'Why' narrative & shared understandingDraft roadmap, value pool, operating model, North StarPortfolio health & course correction
Core frameworksDigital Masters + digitization/transformation distinctionValue pool + operating model + KotterKotter/ADKAR + governance cadence
Evaluation levelKirkpatrick L1–L2Kirkpatrick L1–L3Kirkpatrick L1–L4 (+Phillips L5)
Best suited forOpening & aligning the transformationFormulating strategy at decision levelA transformation already underway

For Whom

Who Is This Program For?

Structured per executive role because decisions, accountability, and perspective differ in each seat.

Board of Directors & Commissioners

Set the ambition, sponsorship, and governance; accountable for investment to shareholders.

Common challenges

  • Misaligned 'digital' perception across directors — some equate transformation with buying technology
  • Large investment without clear priorities, value pools, or value-realization metrics
  • Hard to tell whether the transformation is truly moving or just busy with activity

Senior management & P&L owners

Translate the ambition into initiative execution within their business lines.

Common challenges

  • Fragmented initiatives competing for resources across units
  • Transformation stalls at the scaling phase after pilots look good
  • No shared language & metrics to report progress to the BOD

Transformation / PMO / CDO office team

Coordinate the portfolio, governance cadence, and value reporting.

Common challenges

  • No governance & gate-review framework agreed by the BOD
  • Shifting priorities because there are no explicit selection criteria
  • Difficulty proving value realization beyond activity status

BUMN/agency leaders & senior officials

Steer transformation within regulatory and public-accountability boundaries.

Common challenges

  • Roadmap not yet aligned with SPBE (Perpres 95/2018) & SPBE Index evaluation
  • Digital initiatives not yet linked to the group/holding transformation agenda & AKHLAK core values ('Adaptif')
  • Director/official accountability demands auditable governance evidence

Industry Context

Use Cases by Industry

One specific focus per industry, naming a real executive decision & regulatory context in that vertical.

Banking & Financial Services

Digital banking strategy & core modernization priorities: initiative-sequencing decisions, target operating model (bank vs platform), board-level data & technology-risk governance, with Digital Masters benchmarks and value-realization discipline reportable to the board & risk committee.

State-Owned Enterprises (BUMN)

A roadmap aligned with the Ministry of SOEs transformation agenda and the AKHLAK core values (especially 'Adaptif'): cross-subsidiary initiative alignment, auditable portfolio governance for director accountability, and evidence readiness for internal/BPK examination.

See in State-Owned Enterprises (BUMN) context →
Manufacturing

Industry 4.0 & smart factory: value-pool-based automation priorities, operational data platform vs point-solution decisions, and a target operating model uniting OT/IT plus technology-capex investment governance.

See in Manufacturing context →
Energy & Resources

Digital operations & asset performance amid the energy transition: value- and risk-based initiative prioritization, asset-data governance readiness, and an operating model that sustains critical-infrastructure operational resilience.

See in Energy & Resources context →
Government & Public Sector

A digital-government roadmap mapped to SPBE (Perpres 95/2018) and the SPBE Index evaluation criteria (PermenPANRB 3/2024): citizen-service priorities, leadership-level SPBE governance & architecture, and maturity evidence for monitoring/evaluation.

See in Government & Public Sector context →

Delivery Method

Delivery

Format adapts to the BOD calendar and the required decision depth; every format runs as a working decision lab in place of a passive one-way lecture.

In-house on-site

Facilitator comes to the office/training venue; a working session with company industry case studies & benchmarks, value-pool mapping, and collective decision-making.

Hybrid

On-site sessions for roadmap formulation & core decisions, followed by online advisory/gate reviews to steer execution and governance cadence.

Live online

Executive briefing & alignment sessions via Zoom/Teams with structured breakouts and recording; suitable for a distributed BOD or a first step before an intensive on-site session.

Schedule built around the BOD calendar & board meetings
Pre-workshop discussion to curate relevant industry benchmarks & case studies
Materials, decision worksheets, and roadmap/operating-model canvases prepared by the Neksus team
Certificate of participation for every attendee
A decision summary & follow-up recommendations for the L&D team, PMO, and leadership

Engagement Flow

Engagement Path

From executive alignment to measured value realization — qualitative durations, adapted to transformation stage & BOD calendar.

1

Training Needs Analysis & Pre-Workshop Discussion

Mapping the transformation stage, position on the Digital Masters framework, regulatory context (SPBE/BUMN), and decision objectives. Output: a needs profile + alignment baseline.

Initial stage
2

Program Design (ADDIE) & Benchmark Curation

Defining executive learning objectives, the Strategy Lab agenda, case studies & benchmarks from your industry, and the framework map (Digital Masters/Kotter/operating model).

Before delivery
3

Executive Briefing — Perception Alignment

BOD alignment: landscape & disruption, the digitization/digitalization/transformation distinction, why most transformations fail, and the 'why' narrative.

0.5 day (optional opener)
4

Strategy Lab — Formulating Decisions

Value-pool mapping, criteria-based initiative prioritization, a draft target operating model, a governance framework, and a North Star value-realization metric.

1–2 intensive days
5

Evaluation & Decision Summary (Kirkpatrick)

Level 1–4 evaluation (reaction, alignment, governance behavior, results) and a decision summary for the PMO & BOD. Phillips ROI Level 5 if finance requests a figure.

After the workshop
6

Advisory & Gate Review (Institutionalization)

Serial execution stewardship: portfolio health, governance cadence, course correction based on Kotter/ADKAR, and value-realization tracking.

Ongoing (optional)

Case Studies

Typical Outcome Patterns

Indicative impact patterns based on similar program structures — illustrative, with no named clients or promised numbers. External benchmarks (e.g. McKinsey, MIT Sloan/Capgemini) are referenced as research and remain separate from Neksus results.

Energy company BOD planning an operations transformation

Intervention

Executive briefing + 2-day Strategy Lab (value pool, prioritization, draft target operating model)

Result

A draft roadmap with several priority initiatives and agreed selection criteria; digital language & metrics became uniform at executive level

SOE senior management with many subsidiaries

Intervention

Executive briefing + serial advisory (governance framework & gate-review cadence)

Result

A transformation governance framework & North Star metric established; cross-subsidiary initiatives more aligned and reportable to the board

Government agency leadership organizing digital services

Intervention

Strategy Lab + mapping to SPBE & SPBE Index criteria

Result

Citizen-service initiative priorities and leadership-level SPBE governance defined, with an auditable decision trail

Procurement Info

Information for Procurement & Vendor Management

What procurement, finance, legal, and corporate-secretary teams need.

Legal entity

Registered PT under the Selestia ecosystem (Eduprima group); complete tax ID & legal documents; ready for service agreements and vendor onboarding.

Proposal

Structured proposal: measurable learning objectives for an executive audience, the Strategy Lab agenda, a framework map (Digital Masters/Kotter/operating model), C-level-grade facilitator profiles, schedule, and TNA-based cost breakdown.

Pricing model

TNA-based — flat per program, per session, per participant, tiered, or custom. No standard figure without a needs analysis; an estimate follows the TNA & pre-workshop discussion.

Payment & tax

Flexible terms (deposit + balance / per-phase terms); tax invoice (PPN/VAT) and PO documentation support available.

BUMN/government process

Familiar with state-owned-enterprise/agency procurement stages: vendor documents, e-procurement, owner's estimate/bid, and compliance clauses; material can align to the SPBE context & director accountability.

Measurement

A decision summary & Kirkpatrick Level 1–3 evaluation report (attendance, alignment assessment, session work results); Phillips ROI Level 5 on finance/investment-committee request.

Confidentiality & data

NDA signing and confidentiality clauses; internal strategy discussions and sensitive data are not taken outside the agreed scope.

Material ownership

The roadmap canvases, operating-model maps, and decision summaries built for the company belong to the company; material usage rights are agreed in the contract.

FAQ

Frequently Asked Questions

Next Step

Discuss your executive team's digital transformation workshop needs

Start with a free training needs analysis: we map your transformation stage, your position on the Digital Masters framework, and your regulatory context (SPBE/BUMN), then build a proposal & budget estimate grounded in real needs.

  • Complimentary training needs analysis — the natural first step
  • Proposal, Strategy Lab agenda, and framework map within a few business days
  • Case studies & benchmarks curated from your industry (banking/BUMN/manufacturing/energy/government)
  • Procurement-ready documents (company profile, tax ID, NDA, VAT invoice)

Digital Transformation for Executives training for your Banking & Financial Services team

Start with a free training needs analysis: we map your transformation stage, your position on the Digital Masters framework, and your regulatory context (SPBE/BUMN), then build a proposal & budget estimate grounded in real needs.

  • Complimentary training needs analysis — the natural first step
  • Proposal, Strategy Lab agenda, and framework map within a few business days
  • Case studies & benchmarks curated from your industry (banking/BUMN/manufacturing/energy/government)
  • Procurement-ready documents (company profile, tax ID, NDA, VAT invoice)
PIC Contact (HR / L&D / Procurement)
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